Are you considering replacing the garage door on your Cincinnati area home? If you do, you can expect to enjoy improved functionality, enhanced home appearance and other benefits. Before investing in a new garage door, learn more about garage door tax, insurance and warranty information.
Are garage doors tax deductible?
No. Purchasing a garage door doesn’t make you eligible for any type of sales or income tax deductions.
Are garage doors covered by homeowner’s insurance?
Usually. You’ll need to check your specific policy to be certain, but your garage door should be covered under the “dwelling protection” portion, along with your deck, balcony and any other external structures attached to the home itself. Be aware that detached garages, fences and sheds are likely not protected by dwelling coverage.
You can generally expect to receive coverage for incidents such as:
- Backing into your closed garage door
- Someone else running their car into your garage door
- Malfunctioning operation caused by a power surge or other covered incident
- Storm damage
Are garage doors covered by home warranties?
Sometimes. Home warranties provide varying levels of coverage depending on the policy you choose. Be sure to read your plan carefully before making any assumptions. Remember, garage door installers and manufacturers often provide limited parts and labor warranties as well.
Basic home warranties usually cover plumbing, heating systems, kitchen appliances, exhaust fans, water heaters, sump pumps, ceiling fans and electrical wiring. You may need to upgrade to enhanced coverage if you want to include your garage door and other items such as the air conditioner, washer, dryer and refrigerator on your policy.
Have other questions? Check out more garage door questions and answers here.
Replace Your Garage Door in Cincinnati & the Surrounding Areas
If you have any remaining questions about garage door tax, insurance, and warranty information, we’re here to help. Contact us today to learn more!